Who's a typical cash advance client?
Most everyone finds themselves a little short on cash from time to time. People from all walks of life typically take advantage of cash advances to get them by.
For example:
- Someone with multiple bills due before their next payday.
- Someone who doesn't want to be hounded by collections
departments or have their utilities turned off.
- Someone who needs to make emergency repairs on their
car so they can make it to work and not lose their job.
- Someone needing to get a prescription filled right away
and won't have the money till a later date.
Millions of people around the country regularly use these services to help them through stressful financial times.
What do I need to pre-qualify?
All you need is a checking account in good standing, a minimum income from a job, and a working telephone.
What happens when I fill in the form?
After submitting this form, a loan document will be generated. Once the information is returned to you, you must print out the documents, fill them out accordingly, and fax back along with a copy of the
following:
- Your most recent Bank Statement
- Most current check stub
- Voided personal check
Remember: Incomplete or unsigned applications will not be processed.
How much will the loan cost?
The fee for a payday advance is typically 25%-30% of the amount borrowed. The exact amount will be disclosed in paper-work from the lender. Please review this paperwork before signing it. You will not be committed to a loan until you agree to the terms.
Can I have more than one loan at a time?
Most lenders require that you pay each loan in full before you can get a new one.
What if I have bad credit or Bankruptcy issues?
Not usually a problem.
How much can I borrow?
You can borrow as little as $100 or as much as $500.
How long until I get the money?
Assuming all the paperwork is completed and processed, you can typically expect to receive the money in your checking account the next business day. Please note that this is most lenders' goal but actual time may be longer. |
